The Default Digest Blog

Built for agents working distressed properties. Step-by-step guides, strategy breakdowns, and market news that help you act fast and close more deals.

Featured Posts

The Best Resources for Real Estate Targeted Mailing Lists in 2025

The Best Resources for Real Estate Targeted Mailing Lists in 2025

Jan 7, 2026

Discover the best resources for creating targeted mailing lists in real estate marketing. Maximize ROI with effective tools and strategies for 2025.

Short Sales 101: A Beginner's Guide

Short Sales 101: A Beginner's Guide

Jan 7, 2026

Learn the basics of short sales and how they can benefit both sellers and buyers. Navigate the process with expert guidance to avoid foreclosure and achieve financial relief.

Short Sale vs. Foreclosure: Which Path is Right for Your Situation?

Short Sale vs. Foreclosure: Which Path is Right for Your Situation?

Jan 7, 2026

Explore the differences between short sales and foreclosures to find the best option for your financial situation. Make informed decisions that protect your future.

The Short Sale Process: A Step-by-Step Guide for Real Estate Professionals

The Short Sale Process: A Step-by-Step Guide for Real Estate Professionals

Jan 7, 2026

Learn the short sale process for real estate professionals and discover how to navigate challenges effectively. This step-by-step guide simplifies everything you need to succeed.

What Is a Short Sale? Plain English Guide, Process, Pros and Cons

What Is a Short Sale? Plain English Guide, Process, Pros and Cons

Jan 7, 2026

A short sale allows homeowners to sell their property for less than the mortgage owed, helping avoid foreclosure and reducing credit damage. Understand the process and benefits.

Sellers in Panic Mode. How To Respond If You Are Already Behind

Sellers in Panic Mode. How To Respond If You Are Already Behind

Jan 7, 2026

Sellers in panic mode can regain control of their mortgage situation with a clear three-step action plan. This guide offers essential strategies and scripts to help you act confidently and effectively.

Managing Earnest Money in Short Sales: What Buyers Need to Know

Managing Earnest Money in Short Sales: What Buyers Need to Know

Jan 7, 2026

Learn how to manage earnest money in short sales effectively. This guide helps buyers understand deposits, contingencies, and timelines to minimize financial risks.

7 Major Deal Killers in Short Sales and How to Prevent Them

7 Major Deal Killers in Short Sales and How to Prevent Them

Jan 7, 2026

Discover the seven major deal killers in short sales and learn effective strategies to prevent them, ensuring successful transactions for distressed homeowners.

Deficiency Judgments in Short Sales: What Homeowners Need to Know

Deficiency Judgments in Short Sales: What Homeowners Need to Know

Jan 7, 2026

Understand deficiency judgments in short sales to protect yourself from owing money post-sale. This guide offers crucial steps to minimize risks and avoid surprises.

VA Compromise Sales: The Hidden Advantages for Military Homeowners

VA Compromise Sales: The Hidden Advantages for Military Homeowners

Jan 7, 2026

Discover the advantages of VA Compromise Sales for military homeowners facing financial hardship, including entitlement preservation and unique benefits tailored for servicemembers.

How to Handle Offers on Short Sales: Primary, Backups, and Earnest Money

How to Handle Offers on Short Sales: Primary, Backups, and Earnest Money

Jan 7, 2026

Learn how to handle offers on short sales effectively. This guide provides strategies for managing primary buyers, backups, and earnest money to protect your clients' interests.

Short Sale Cash Incentives: How to Get Paid to Move at Closing

Short Sale Cash Incentives: How to Get Paid to Move at Closing

Jan 7, 2026

Discover how to secure short sale cash incentives to help with your moving expenses at closing. Learn about relocation assistance and maximize your benefits today.

How Long Does Foreclosure Take? Judicial vs. Non‑Judicial Timelines, State by State

How Long Does Foreclosure Take? Judicial vs. Non‑Judicial Timelines, State by State

Jan 7, 2026

Discover how long foreclosure takes with our guide on judicial vs. non-judicial timelines. Learn key milestones and strategies to protect your options effectively.

FHA vs VA Short Sales: Agent Playbook for Faster Approvals

FHA vs VA Short Sales: Agent Playbook for Faster Approvals

Jan 7, 2026

Get faster approvals with our guide on FHA vs. VA short sales. Learn key strategies and best practices to streamline your process and close within 45-120 days.

FHA Short Sales: A Step-by-Step Guide for Real Estate Professionals

FHA Short Sales: A Step-by-Step Guide for Real Estate Professionals

Jan 7, 2026

Navigate FHA short sales with ease using this comprehensive guide, which details eligibility, step-by-step processes, and strategies for successful transactions.

Essential Questions to Ask Before Making an Offer on a Short Sale

Essential Questions to Ask Before Making an Offer on a Short Sale

Jan 7, 2026

Before making an offer on a short sale, discover essential questions to ask that can help you evaluate the opportunity and structure a successful bid effectively.

Analyzing Market Conditions for Distressed Property Investments

Analyzing Market Conditions for Distressed Property Investments

Jan 7, 2026

Discover how to analyze market conditions for distressed property investments, uncover key indicators, and make informed decisions to capitalize on opportunities.

What Is an REO Property? How Homes Become Bank Owned and How To Buy One

What Is an REO Property? How Homes Become Bank Owned and How To Buy One

Jan 7, 2026

Learn what an REO property is and how to buy one. This guide covers the process of acquiring bank-owned homes, including tips for financing and avoiding common pitfalls.

FHA Short Sales: Benefits and Challenges for Homeowners

FHA Short Sales: Benefits and Challenges for Homeowners

Jan 7, 2026

An FHA short sale offers homeowners facing financial hardship a way to avoid foreclosure, with benefits like reduced credit impact and potential relocation assistance.

Distressed Housing Market: Current State and What to Do About It

Distressed Housing Market: Current State and What to Do About It

Jan 7, 2026

Explore the distressed housing market and learn how to navigate rising foreclosure activity with strategic insights for agents and investors. Gain a competitive edge today.


Posts

VA Lending Rebound (Gen Z Leads): Pairing Assumptions, Mods, and Compromise Sales

VA Lending Rebound (Gen Z Leads): Pairing Assumptions, Mods, and Compromise Sales

Jan 7, 2026

Gen Z veterans are boosting VA loan activity, providing homeowners with options like loan assumptions, modifications, and compromise sales for financial relief.

Tax Implications of Short Sales: What Homeowners Need to Know

Tax Implications of Short Sales: What Homeowners Need to Know

Jan 7, 2026

Learn about the tax implications of short sales and how to navigate forgiven debt. Understand your options to minimize tax liability effectively.

The Best Resources for Real Estate Targeted Mailing Lists in 2025

The Best Resources for Real Estate Targeted Mailing Lists in 2025

Jan 7, 2026

Discover the best resources for creating targeted mailing lists in real estate marketing. Maximize ROI with effective tools and strategies for 2025.

Short Sales 101: A Beginner's Guide

Short Sales 101: A Beginner's Guide

Jan 7, 2026

Learn the basics of short sales and how they can benefit both sellers and buyers. Navigate the process with expert guidance to avoid foreclosure and achieve financial relief.

Short Sale vs. Foreclosure vs. Deed in Lieu: Which Path Fits Your Situation

Short Sale vs. Foreclosure vs. Deed in Lieu: Which Path Fits Your Situation

Jan 7, 2026

Explore the differences between short sale, foreclosure, and deed in lieu to find the best solution for your mortgage issues and minimize credit damage.

Short Sale vs. Foreclosure: Which Path is Right for Your Situation?

Short Sale vs. Foreclosure: Which Path is Right for Your Situation?

Jan 7, 2026

Explore the differences between short sales and foreclosures to find the best option for your financial situation. Make informed decisions that protect your future.

The Short Sale Process: A Step-by-Step Guide for Real Estate Professionals

The Short Sale Process: A Step-by-Step Guide for Real Estate Professionals

Jan 7, 2026

Learn the short sale process for real estate professionals and discover how to navigate challenges effectively. This step-by-step guide simplifies everything you need to succeed.

What Is a Short Sale? Plain English Guide, Process, Pros and Cons

What Is a Short Sale? Plain English Guide, Process, Pros and Cons

Jan 7, 2026

A short sale allows homeowners to sell their property for less than the mortgage owed, helping avoid foreclosure and reducing credit damage. Understand the process and benefits.

Short Sale or Loan Modification? A Simple Decision Flow That Works

Short Sale or Loan Modification? A Simple Decision Flow That Works

Jan 7, 2026

Make an informed choice between a short sale and loan modification with our simple decision flow. Discover the best path based on your income, equity, and timeline.

Second Liens and HELOCs in Short Sales: How to Get to Yes

Second Liens and HELOCs in Short Sales: How to Get to Yes

Jan 7, 2026

Learn how to navigate second liens and HELOCs in short sales effectively. This guide provides strategies for homeowners and agents to secure approvals and achieve successful outcomes.

Sellers in Panic Mode. How To Respond If You Are Already Behind

Sellers in Panic Mode. How To Respond If You Are Already Behind

Jan 7, 2026

Sellers in panic mode can regain control of their mortgage situation with a clear three-step action plan. This guide offers essential strategies and scripts to help you act confidently and effectively.

Managing Earnest Money in Short Sales: What Buyers Need to Know

Managing Earnest Money in Short Sales: What Buyers Need to Know

Jan 7, 2026

Learn how to manage earnest money in short sales effectively. This guide helps buyers understand deposits, contingencies, and timelines to minimize financial risks.