Heidi Skinner

I'm a co-founder of KW Default Solutions, where we teach real estate professionals to master distressed property transactions including short sales, REOs, and foreclosures. With over 20 years of real estate experience and a passion for technology innovation, I combine industry expertise with cutting-edge solutions to help agents build recession-proof businesses. I'm particularly focused on developing AI tools and custom applications that streamline complex default processes, making it easier for our community members to navigate challenging transactions while delivering exceptional results for distressed homeowners.

Posts

Florida Playbook: Inventory Spikes, Insurance Shocks, and Fast Decisions

Sep 30, 2025

Navigate Florida's housing market with our guide on inventory spikes, insurance shocks, and HOA assessments. Learn key strategies to protect equity and sell quickly.

Missed a Mortgage Payment? Your First 60 Days Explained

Sep 30, 2025

Missed a mortgage payment? This guide explains your first 60 days, detailing steps to stabilize your finances, communicate with your servicer, and choose the best repayment option.

California Defaults 101. Notice of Default vs Notice of Trustee’s Sale

Sep 30, 2025

Learn about California Defaults and the differences between Notice of Default and Notice of Trustee’s Sale. Understand the timeline and options available during foreclosure to protect your rights.

Colorado Playbook: Denver Inventory Surge and Timeline Risk

Sep 30, 2025

This post provides a comprehensive guide on managing Denver's inventory surge, offering actionable strategies for sellers and agents to optimize pricing, positioning, and contract terms to mitigate risks and ensure successful transactions in a competitive market.

Foreclosure Timeline, Explained: What Happens After a Notice of Default and What To Do Now

Sep 30, 2025

Understand the foreclosure timeline to take control after a Notice of Default. Learn your options and deadlines to navigate the process effectively.

How Long Does Foreclosure Take? Judicial vs. Non‑Judicial Timelines, State by State

Sep 30, 2025

Learn how long foreclosure takes with our guide on judicial vs. non-judicial timelines. Understand key milestones and actions to protect your options effectively.

Sellers in Panic Mode. How To Respond If You Are Already Behind

Sep 30, 2025

If you're behind on your mortgage, this guide offers a clear action plan to regain control, with steps to assess your situation, choose a direction, and execute promptly.

Short Sale or Loan Modification? A Simple Decision Flow That Works

Sep 30, 2025

Discover how to decide between a short sale and loan modification with our simple decision flow. Get clarity on income, equity, and legal timelines to take control of your situation.